SRA Debt Collectors
SRA Debt Collectors Contact SRA SRA Sitemap
Call SRA Toll Free 1.800.391.8018 Call SRA Toll Free 1.800.391.8018
Pay Online
SRA Home About SRA Careers At SRA SRA Debt Collection Services SRA Automated Systems Debt Recovery Affiliations Contact SRA
SRA - A Mississippi Full Service Debt Collection Agency SRA - A Mississippi Full Service Debt Collection Agency SRA - A Mississippi Full Service Debt Collection Agency
   
   
   

Debt Collections Industry Terminology & Glossary

 
  Contingency Collections
Contingent Collections simply means if we are unable to collect on an account placed with SRA, you don't pay us.

 

[Back to Top]

 
  Early Out
SRA's Early Out program allows your customers an early way out of the collection process by quickly resolving the debt owed to you. Best used on accounts less than 90 days old. All money collected from SRA's Early Out service is paid directly to you.

 

[Back to Top]

 
  Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act (FCRA), enforced by the Federal Trade Commission, is designed to promote accuracy and ensure the privacy of the information used in consumer reports.

 

[Back to Top]

 
  Fair Debt Collections Practices Act (FDCPA)
A federal law that sets guidelines for collection agencies to follow when attempting to collect a debt from a consumer.

 

[Back to Top]

 
  Health Insurance Portability and Accountability Act (HIPAA)
National standards to protect the privacy of personal health information.

 

[Back to Top]

 
  Pre-Collect Service
This service helps to separate accounts that require minimal collection efforts from those that require extensive efforts.

 

[Back to Top]

 
  Primary Collections
Delinquent accounts that have never before been placed with a professional collection agency or collection attorney.

 

[Back to Top]

 
  Secondary Collections
Delinquent accounts that another collection agency or collection attorney has previously attempted to collect on your behalf.

 

[Back to Top]

 
  Skip Tracing
A method SRA uses to find debtors who have moved or who can no longer be reached at their billing addresses or phone numbers.

 

[Back to Top]

  More About Smith, Rouchon & Associates:

[Back to Top]